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Don’t risk your account by tapping on links that can lead to fake websites created to online casinos capture your logon details. This information does not take your personal objectives, circumstances or needs into account. Lending criteria apply to approval of credit products. Variable interest on your first $30,000 savings with a Life Savings and Choice bank account. This account doesn’t earn interest. This offer may be repeated from time to time, withdrawn, varied, or extended at any time.

XMET provides exposure to global producers of copper, lithium, nickel, cobalt, graphite, manganese, silver and rare earth elements. This covers clean energy providers, along with leading companies tackling green transport, waste management, sustainable product development, and improved energy efficiency and storage. GHHF seeks to help investors build long-term wealth by providing moderately geared exposure to a diversified portfolio of Australian and global equities. G200 seeks to help investors build long-term wealth by providing moderately geared exposure to the returns of the broad Australian sharemarket. Widely regarded as a leader in private credit, Cliffwater manages one of the largest portfolios of direct loans available to investors. The fund primarily invests in the US-domiciled and regulated Cliffwater Corporate Lending Fund (Underlying Fund).

• ASIA aims to track the performance of an index (before fees and expenses) comprising the 50 largest technology and online retail stocks in Asia (ex-Japan), including technology giants such as Alibaba, Tencent, Baidu and JD.com.
• BBOZ seeks to generate magnified returns that are negatively correlated to the returns of the Australian sharemarket.
• Join our SCCU community along with thousands of customers who love our easy to understand banking services and caring customer approach.
• A global economic downturn coupled with rising interest rates in Australia creates a more difficult operating climate but can also throw up opportunities.

The Australian Financial Review Magazine

QLTY aims to track an index (before fees and expenses) that comprises 150 global companies (ex-Australia) ranked by highest quality score. The index is a flagship measure of fixed-rate global investment grade debt from global bond markets, hedged into Australian dollars. OOO aims to track the performance of an index (before fees and expenses) that provides exposure to crude oil futures, hedged for currency movements in the AUD/USD exchange rate. QRE aims to track the performance an index (before fees and expenses) comprising the largest ASX-listed companies in the resources sector, including BHP, Rio Tinto, Woodside Petroleum and more. MTUM aims to track the performance of an index (before fees and expenses) comprising a portfolio of Australian companies with above average momentum scores, as measured by risk-adjusted returns. CRED aims to track the performance of an index (before fees and expenses) that provides intelligent exposure to a portfolio of senior, fixed-rate, investment grade Australian corporate bonds.

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Smart acquisitions have allowed China-backed Yancoal to grow its market value by 133 times over the past decade. A plan to make people pay out of pocket, rather than from their super fund, for advice about switching funds will do more harm than good, Hub24 and Insignia say. The country’s second-largest superannuation fund has tripled the frequency it changes its bonds and equity portfolio to take advantage of volatile markets. You should consider its appropriateness taking into account such factors and seek professional financial advice.

ART’s fund managers are trading three times as much as they used to

Chances are you’ve been thinking about your first home for some time, and you already have a pretty good… Chances are you’ve been thinking about your first home for some time, and you already have a pretty good idea of what you’ll need to make this dream a reality. So that means it’s time to understand applying for your loan, the purchase process and settlement! We’re committed to being transparent, accountable, and acting with integrity across every part of our organisation. For over 60 years, we’ve helped everyday Australians with competitive financial products, award-winning service, financial education and smart digital solutions.

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In the app or online with the easeof automatic payments. You can manage your repayments in the app or online or make a repayment earlier. We thank the Commonwealth Department of Social Services and Attorney-General’s Department in particular for the ongoing trust they place in the Relationships Australia Federation to deliver crucial services in support of Australian families and communities. Relationships Australia acknowledges the funding provided by federal, state and local governments across Australia, which underpins the services we deliver. The supports and services offered by Relationships Australia are situated across many Aboriginal and Torres Strait Islander Nations. We aim to support all people in Australia to live with positive and respectful relationships and believe that people have the capacity to change how they relate to others and develop better health and wellbeing.

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Emerging markets

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Relationships Australia acknowledges the importance of relationships and family in Aboriginal and Torres Strait Islander culture. Relationships Australia acknowledges Aboriginal and Torres Strait Islander peoples as the traditional owners and custodians of the land and waters on which we live and work, and we pay our respect to Elders, past, present and emerging. Results from these surveys inform further understanding around key areas of interest at timely points in Australia’s history. We conduct relevant research across a broad range of topics in regards to relationships. We advocate for respectful relationships across all levels of society.

HVST aims to provide franked income that exceeds the net income yield of the broad Australian sharemarket on an annual basis, along with exposure to a diversified portfolio of Australian shares. The Fund is overseen by a professional manager that can allocate tactically between these investment types. 30BB provides access to attractive returns from a diversified portfolio of high-yielding, investment-grade, Australian corporate bonds maturing in the 12 months leading up to May 2030. 29BB provides access to attractive returns from a diversified portfolio of high-yielding, investment-grade, Australian corporate bonds maturing in the 12 months leading up to May 2029. 28BB provides access to attractive returns from a diversified portfolio of high-yielding, investment-grade, Australian corporate bonds maturing in the 12 months leading up to May 2028. We pay our respects to them and their living cultures and to Elders past and present.

QUS aims to track the performance of the S&P 500 Equal Weight Index (before fees and expenses). HQUS aims to track the performance of the S&P 500 Equal Weight AUD Hedged Index NTR (before fees and expenses). The Index provides exposure to the 100 largest Nasdaq-listed non-financial companies by market capitalisation outside of the Nasdaq-100 Index®. JNDQ aims to track the performance of the Nasdaq Next Generation 100 Index® (before fees and expenses).

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